Working file G6
Warm Homes Loan fund (£5bn preview)
Warm Homes Loan fund (£5bn preview): amount, eligibility, sunset and stacking with the other live grants.
Outline
The £5 billion Warm Homes Loan Fund is being designed as a low-interest household loan layer alongside BUS and Warm Homes Plan grants. Likely lending route via mainstream banks with a Treasury guarantee. Open-to-households date unconfirmed as of June 2026; treat as 2027 planning.
Surveyed 1 October 2026. Ofgem cap for 1 October to 31 December 2026 applied (gas 7.97p, elec 26.32p, gas standing 29.68p, elec standing 54.83p). Next scheduled review 25 November 2026 (January cap announcement). [ref G6]
By Oliver Wakefield-Smith, Founder, Digital Signet. Corrections to oliver at digitalsignet dot com.