Working file G6

Warm Homes Loan fund (£5bn preview)

Warm Homes Loan fund (£5bn preview): amount, eligibility, sunset and stacking with the other live grants.

Outline

The £5 billion Warm Homes Loan Fund is being designed as a low-interest household loan layer alongside BUS and Warm Homes Plan grants. Likely lending route via mainstream banks with a Treasury guarantee. Open-to-households date unconfirmed as of June 2026; treat as 2027 planning.

Surveyed 22 June 2026. Ofgem Q3 2026 cap applied (gas 7.33p, elec 26.11p, gas standing 29.04p). Next scheduled review 26 September 2026 (Q4 cap publication). [ref G6]
By Oliver Wakefield-Smith, Founder, Digital Signet. Corrections to oliver at digitalsignet dot com.