Working file V2
British Gas vs Octopus heat pump (UK 2026)
British Gas vs Octopus heat pump (UK 2026): side-by-side decision aid with capex, grant treatment, payback shape and surveyor's note.
| Dimension | British Gas (Centrica) | Octopus Cosy 6 |
|---|---|---|
| Pricing transparency | Quote-only, survey required | Published typical (median) price |
| Bundling | HomeCare cover route | Cosy Octopus tariff |
| BUS handling | Yes; volume installer | Yes |
| Scale | Heat-pump volumes still small relative to gas-boiler core | National scale |
Surveyor's note
British Gas is a defensible choice for a household already on HomeCare who wants a single point of accountability. The lack of headline pricing is the cost in transparency.
Surveyed 1 October 2026. Ofgem cap for 1 October to 31 December 2026 applied (gas 7.97p, elec 26.32p, gas standing 29.68p, elec standing 54.83p). Next scheduled review 25 November 2026 (January cap announcement). [ref V2]
By Oliver Wakefield-Smith, Founder, Digital Signet. Corrections to oliver at digitalsignet dot com.