Working file V2
British Gas vs Octopus heat pump (UK 2026)
British Gas vs Octopus heat pump (UK 2026): side-by-side decision aid with capex, grant treatment, payback shape and surveyor's note.
| Dimension | British Gas (Centrica) | Octopus Cosy 6 |
|---|---|---|
| Pricing transparency | Quote-only, survey required | Published "from £" figure |
| Bundling | HomeCare cover route | Cosy Octopus tariff |
| BUS handling | Yes; volume installer | Yes |
| Scale | Heat-pump volumes still small relative to gas-boiler core | National scale |
Surveyor's note
British Gas is a defensible choice for a household already on HomeCare who wants a single point of accountability. The lack of headline pricing is the cost in transparency.
Surveyed 22 June 2026. Ofgem Q3 2026 cap applied (gas 7.33p, elec 26.11p, gas standing 29.04p). Next scheduled review 26 September 2026 (Q4 cap publication). [ref V2]
By Oliver Wakefield-Smith, Founder, Digital Signet. Corrections to oliver at digitalsignet dot com.